Restoration Homes Monmouth County, NJ (888) 217-5329

Monmouth County, NJ

What floods houses here, and who pays.

Around here it is coastal flooding, and a homeowners policy does not answer for that water.

(888) 217-5329 Talk to a contractor

Goes to an independent contractor. Nothing is booked until you say so. Calls may be recorded.

Monmouth County, by the numbers

7.4%of homes here sit in the mapped flood zone, and most of those did buy flood cover
70.4%of the homes inside that zone hold a separate flood policy. It starts 30 days after purchase
64°FJuly dew point. Airing out helps some days and works against you on others
31days a year at or below 20°F. Cold enough that the heat-on condition decides claims here
A cardboard box being lifted from a wet floor onto a dining table with other boxes already raised
Height beats distance. Dragging a soaked rug through three dry rooms turns one wet room into four.

The line people find out about too late

A homeowners policy answers for water that escapes suddenly inside the house: a pipe, a hose, a water heater, an overflow. It does not answer for water that rises from outside. That is flood, it is bought separately, and cover starts 30 days after purchase.

It also does not answer for a leak that has been weeping behind a wall for a year, and the mold that came with it is excluded on the same reasoning.

(888) 217-5329 Talk to a contractor

Goes to an independent contractor. Nothing is booked until you say so. Calls may be recorded.

Towns in Monmouth County

(888) 217-5329 Talk to a contractor