Jefferson Davis County, MS
What floods houses here, and who pays.
Nothing outside stands out here. What floods these houses comes out of the plumbing.
Goes to an independent contractor. Nothing is booked until you say so. Calls may be recorded.
Jefferson Davis County, by the numbers
The line people find out about too late
A homeowners policy answers for water that escapes suddenly inside the house: a pipe, a hose, a water heater, an overflow. It does not answer for water that rises from outside. That is flood, it is bought separately, and cover starts 30 days after purchase.
It also does not answer for a leak that has been weeping behind a wall for a year, and the mold that came with it is excluded on the same reasoning.
Goes to an independent contractor. Nothing is booked until you say so. Calls may be recorded.